Types of Car Insurance in Turkiye

• هلدینگ ترکیه با ما
• سپتامبر 26, 2023
• BlogEN
• 0 دیدگاه

Car insurance in Turkiye is of paramount importance for individuals who use cars for commuting in cities and on highways. Car insurance not only safeguards vehicle owners from financial legal liabilities but also covers medical expenses and car repairs in case of unfortunate incidents. In this article, we will introduce various types of car insurance in Turkiye with comprehensive and practical explanations for readers.

1.Mandatory Liability Insurance (Trafik Sigortası):

Mandatory liability insurance is one of the compulsory insurances for all vehicles in Turkiye. This insurance provides financial coverage to vehicle owners in case of accidents resulting in harm to individuals and other vehicles. In essence, this insurance is crucial for car owners to avoid legal and financial complications in case of accidents.

2.Comprehensive Insurance (Kasko Sigortası):

Comprehensive insurance is an optional insurance that allows car owners to protect their vehicles against physical and financial damages. This insurance covers car repairs after accidents, theft, fire, and even mechanical breakdowns. Car owners can choose from various coverage options based on their preferences.

3.Earthquake Insurance (Dask Sigortası):

This insurance is known as earthquake insurance for cars. Earthquakes are common occurrences in Turkiye and may also cause damage to vehicles. Earthquake insurance enables vehicle owners to repair damages caused by earthquakes and compensate for financial losses.

4.Accident Insurance (Kaza Sigortası):

This type of insurance assists car owners in translating their vehicle documents in case of accidents, providing invaluable support in emergency situations.

Car insurance in Turkiye is highly significant, offering protection against unforeseen incidents for both vehicle owners and others. Vehicle owners should carefully evaluate different insurance coverages and select the one that suits their needs. Additionally, paying insurance premiums on time is crucial to maintaining the validity of car insurance policies.

To obtain further information regarding the types of car insurances in Turkiye, please contact the Trade Department of

the “With Us” Group. We provide comprehensive and detailed information about various car insurance options and how to choose the best coverage. You can obtain the contact information for the Trade Department of the “With Us” Group through we official website or by making a phone call.

How to Insure Your Car in Turkiye

Car insurance is a crucial aspect of responsible vehicle ownership, no matter where you are in the world. If you’re in Turkiye and need to insure your car, this guide will walk you through the steps to ensure you have the necessary coverage and comply with Turkish laws and regulations.

Step 1: Gather Required Documents

Before you can insure your car in Turkiye, you’ll need to gather the following documents:

_Your valid passport or Turkish ID card.

_A copy of your vehicle’s registration certificate (Tescil Belgesi).

_Proof of address, such as a utility bill or a rental agreement.

_Your Turkish tax number (Vergi Kimlik Numarası).

Step 2: Choose the Type of Insurance

In Turkiye, there are two main types of car insurance:

1.Third-party liability insurance (Zorunlu Trafik Sigortası): This insurance is mandatory for all vehicles in Turkiye and covers damages to third parties in accidents. You can purchase this basic coverage from any insurance provider.

2.Comprehensive insurance (Kasko Sigortası): While not mandatory, comprehensive insurance provides broader coverage, including damages to your own vehicle in addition to third-party coverage. You can choose to add this coverage for extra protection.

Step 3: Find an Insurance Provider

To insure your car in Turkiye, you can approach various insurance providers, including local companies and international ones that operate in the country. You can either visit their offices or explore online options for quotes.

Step 4: Obtain Quotes and Compare

Get quotes from multiple insurance providers to compare prices and coverage options. This will help you find the best insurance policy that suits your needs and budget.

Step 5: Purchase Your Insurance Policy

Once you’ve chosen an insurance provider and policy that meets your requirements, you can purchase the insurance. The provider will guide you through the necessary paperwork, including filling out the application form and paying the premium.

Step 6: Receive Your Insurance Documents

After completing the purchase, you will receive your insurance policy documents. Make sure to keep these documents in your car at all times, as you may need to provide them in case of an accident or if you are stopped by the authorities.

Step 7: Renew Your Insurance Annually

Car insurance in Turkiye typically requires annual renewal. Be sure to renew your policy before it expires to maintain continuous coverage.

Insuring your car in Turkiye involves a straightforward process, but it’s essential to understand the types of insurance available and choose coverage that suits your needs. By following these steps and staying informed about the Turkish insurance regulations, you can drive with peace of mind knowing that you have the necessary protection in place.

To obtain further information on insuring your car in Turkiye, we recommend reaching out to the Trade Department within the “With Us” group. We team of experts will be ready to assist you in understanding the insurance requirements and available options in detail. We will provide you with the necessary guidance to secure the best coverage for your vehicle.

By consulting with we, you can make an informed decision about insurance that best suits your needs, ensuring your safety and the protection of your assets on Turkish roads.